Hobson West: A Friendly Community with Top Schools 

Hobson West is a favorite area for Naperville residents as it’s known for its welcoming atmosphere and excellent schools. This neighborhood offers convenient access to the city’s top attractions while maintaining a suburban feel. Residents enjoy amenities such as tennis courts and the Hobson West pool, which make it a perfect place for families to settle down.

Cress Creek: A Golfer’s Paradise

Cress Creek is another one of the best neighborhoods in Naperville, located just eight minutes northwest of downtown. This area is home to the Cress Creek Country Club, which offers golf, swimming, and tennis facilities. The neighborhood’s proximity to downtown Naperville makes it a popular choice for families and retirees alike. If you’re looking to build a home in a neighborhood that will help you maintain an active lifestyle and a close-knit community, Cress Creek is an excellent place to call home.

Downtown Naperville: A Hub of Convenience

For those who want to be in the heart of the action, Downtown Naperville gives you both charm and convenience. This area has some of the best schools in the nation, including those in School District 203. Residents also enjoy easy access to the Riverwalk, local restaurants, and shopping. While Downtown Naperville is one of the more expensive neighborhoods to live in, its atmosphere and proximity to amenities make it worth the investment.

Ashbury: A Family-Friendly Neighborhood

Ashbury, about 12 minutes south of downtown Naperville, is a highly sought-after neighborhood for families. It offers access to the Ashbury Clubhouse and pool, which provides a range of recreational options for residents. Ashbury is an ideal location for those looking to build a custom home in a welcoming and active environment in Naperville, IL.

Stillwater: A Dream for Golf Enthusiasts

Stillwater is a Naperville subdivision located approximately five miles south of downtown. It’s perfect for golf lovers, with easy access to the White Eagle Golf Club and Springbrook Golf Course. In addition to its golfing perks, Stillwater has upscale homes and a peaceful atmosphere, which makes it a great choice for those looking for luxury and tranquility.

Affordable Options in Naperville

If you’re looking for more affordable neighborhoods, consider areas like University Heights, Country Lakes, and Naper Carriage Hill. Building a custom home in these neighborhoods offers access to Naperville’s top-notch schools and amenities, all while enjoying a more affordable cost of living.

Schedule a Discovery Call with Our Home Builders in Naperville, IL, at SG Home Builders!

If you want to take the next step toward your forever home and are looking for home builders in Naperville, Il,  contact SG Home Builders to schedule a discovery call and learn more about how we can bring your vision to life. With our expertise and commitment to quality, we’ll help you create a home in one of the best neighborhoods in Naperville that perfectly suits your needs and lifestyle!

The post 5 Best Neighborhoods in Naperville, IL to Build Your Dream Home appeared first on Custom Home Builders and Remodelers Based in Naperville, IL.

Average Time to Build a New Custom Home

The building timeline of a new home can range from just a few months to over a year. On average, building a single-family home in the US can take about seven months. However, larger or more complex custom homes can take closer to 9-12 months or longer.

Key Factors That Affect Construction Time

1. Weather and Site Conditions

Illinois’ climate is a big factor in construction timelines. Harsh winters, heavy rain, or extreme summer heat can delay important stages like laying the foundation or framing.

• Topography: Land preparation can take longer if your plot contains unexpected challenges like rocks or underground water.
• Weather Sensitivity: Certain tasks, such as pouring concrete or framing, require dry conditions. Once the roof is on, weather becomes less of a concern.

2. Contractor vs. Owner-Built Homes

The decision to hire a contractor or build the home yourself has a major impact on timelines. Contractor-built custom homes can typically take about nine months. On the other hand, owner-built homes can take more than a year to build, as the owner has to manage every detail, including subcontractors and inspections. Working with an experienced contractor can streamline the process and avoid delays due to inexperience.

3. Complexity of Design

The more customized your home is, the longer it will take. Unique architectural details, specialty materials, and complex layouts usually require additional time for planning and construction. Conversely, simpler designs with standard materials can speed up the process.

4. Availability of Materials and Labor

 Delays in getting materials or finding skilled workers can also slow down a project. Illinois’ construction industry, like others nationwide, has faced challenges with labor shortages and supply chain disruptions, especially in recent years.

Tips to Shorten Your Building Time

• Start with a Thorough Plan: Work with a contractor who emphasizes upfront planning to manage issues early.
• Choose Experienced Professionals: Contractors with a strong local network can secure permits, materials, and workers more efficiently.
• Build During the Right Seasons: If possible, aim to complete weather-sensitive tasks during Illinois’ milder months.
• Be Decisive: Delayed decisions on design factors, materials, or finishes can push back the timeline.

Schedule a New Custom Home Discovery Call with Our Team at SG Home Builders!

At SG Home Builders, we specialize in delivering high-quality custom homes on time and within budget. Our team will guide you through the entire process, from site preparation to finishing touches, and ensure a seamless experience.

Ready to get started? Schedule a discovery call with us today and start your journey toward building your dream home in Illinois!

FAQ’s

1. How long does it typically take to build a custom home?

Most custom homes take between 12-24 months from groundbreaking to completion. The timeline can vary based on home size, complexity, permitting, weather, and builder efficiency.

2. What factors can delay a custom home build?

Delays can be caused by weather, design changes, permitting issues, material shortages, or inspection schedules. Choosing an experienced builder and finalizing selections early can help minimize delays.

3. Does the design phase count in the construction timeline?

No. The design and planning phase—including architectural drawings, engineering, and approvals—typically takes an additional 3-12 months before construction even begins. This time range greatly depends on whether a lot has been purchased and changes that occur to the design.

4. Can a custom home be built in less than 6 months?

It’s rare. While smaller or semi-custom homes may be completed in under 6 months, fully custom homes require more time due to personalized plans, custom materials, and more inspections.

5. How can I speed up the custom home building timeline?

To streamline the process, finalize your design and selections early, maintain quick communication with your builder, and avoid change orders once construction starts.

The post How Long Does It Take to Build a Custom Home in Illinois? appeared first on Custom Home Builders and Remodelers Based in Naperville, IL.

With mortgage rates hitting record highs, many homeowners are considering alternative options to traditional home buying, like building a custom home. But is this route actually more cost-effective? Let’s take a look at the financial aspects of custom home building with custom home builders in Naperville and surrounding areas.

Understanding the Costs of Custom Builds

Building a custom home involves numerous expenses that may not be immediately apparent. These costs can include:

● Land acquisition
● Architectural design
● Permits and approvals
● Construction materials and labor
● Utility connections
● Landscaping
● Interior finishes and appliances

The construction cost can vary depending on factors like location, size and design complexity. On average, building a custom home in the 3,500-square-foot home can range from $1,050,000.00 to $1,750,000.00 in our local market – Naperville, Hinsdale, Willowbrook, Burr Ridge, and Wheaton, Illinois.

Financing a Custom Home Build

Financing a custom build typically involves a construction loan, which differs from a traditional mortgage. These loans are short-term, high-interest options that cover construction costs. They usually require a comparable down payment, often 5% to 10% of the total construction cost.

During the construction phase, a construction loan typically only requires you to pay interest on the amount disbursed, which can be easier on your finances while building. This interest-only period usually lasts for the duration of construction, often 6-12 months. For larger more complex homes the construction timeline can be longer. Be sure to discuss the timeline with your lender to be sure you stay in compliance with your loan terms. Once construction is complete, you have two main options with a construction loan: pay off the entire balance (which is uncommon for most borrowers) or convert it to a traditional mortgage. This conversion process, sometimes called “construction-to-permanent” financing, essentially replaces your construction loan with a standard mortgage, shifting you from interest-only payments to regular mortgage payments that include both principal and interest.

Comparing Costs of a Custom Build vs. Existing Home

While it’s tempting to think that building a custom home might be cheaper, it’s generally more expensive than buying an existing property. Consider these expenses:

● Higher upfront costs
● Potential for unexpected expenses during construction
● Extended timeline for completion
● Additional costs for landscaping and exterior features
● Higher property taxes due to newer construction

And though costs for a custom built home may seem extravagant to some, the benefits typically outweigh those expenses. Custom home builders are keen on design offering clients home features they may not typically see in prebuilt homes. These custom homes also often see more return on investment because of their build quality, higher end materials, and customized layouts/designs.

Is a Custom Build Right for You?

Custom homes are often best suited for those who are financially secure and value personalization over immediate cost savings. First-time buyers may find the process overwhelming and potentially more expensive than anticipated. However for those looking for their forever home with the customized features they desire, a custom home builder may be exactly what you’re looking for.

Consider things like your financial situation, timeline, and priorities when deciding between a custom build and an existing home. If customization is a top priority and you have the financial means, a custom build could be worth the investment.

Contact SG Home Builders to Speak About Your Plans with Custom Home Builders Naperville

If you’re considering a custom home build in the Naperville and surrounding area, SG Home Builders can help guide you through the process. Our experienced team of custom home builders will guide you through building your home with our design-build process. From the initial design to breaking ground, and even after completion, SG Homebuilders is the regions most dependable custom home builders. Contact us today to explore how we can turn your dream home into a reality.

The post Custom Home Builds vs. Buying: Cost Comparison and Insights appeared first on Custom Home Builders and Remodelers Based in Naperville, IL.

Lower Interest Rates

I am not an economist, but I did stay at a Holiday Inn one time… In all honesty I did previously hold a loan officers license. For that reason I have a deeper understanding of how interest rates, specifically mortgage interest rates, are being impacted by the recent economical events.  Mortgage interest rates will continue to be driven down over the next 3-6 months. As most loan officers that have been in the game will tell you, this may be the last refinance opportunity you ever have.  As the graph from The Federal Reserve Bank of St. Louis shows, interest rates have been dropping for the last 37 years (https://fred.stlouisfed.org/graph/?g=NUh) (Graph from March 1981 – April 2020).

If you wait long enough they may pay you to obtain a mortgage, but I doubt that happens.  Their recent commitment by the Federal Reserve to purchasing mortgage backed securities (https://www.reuters.com/article/us-health-coronavirus-fed-banks/us-fed-hires-blackrock-to-help-execute-mortgage-backed-securities-purchases-idUSKBN21B3E0) will drive rates down further.  So what does this mean for you if you are thinking about building a new home or taking on a large renovation project?  It means if you are planning to use financing to fund your construction costs, the overall price of your project just dropped significantly.  Most homeowners have seen a significant increase in their home equity over the last few years and may be thinking about cashing that equity in with the lower rates.  However, you may want to keep in mind the impact on home values.

Lower Real Estate Values

Switching caps and putting my Realtor hat on.  Yes, I am a Realtor as well.  Values of homes will certainly be impacted in a negative way due to Covid.  By how much and when, I cannot speculate to tell you.  The biggest factor here is fear.  When we, as a society, become fearful we revert back to what is safe and what we know.  Those of us that are already homeowners will not be thinking about buying a new home.  Even renters will be more comfortable throwing another year of money into their landlord’s pocket because they fear a 30 year commitment.  With less demand and a higher supply prices will be driven down.  My opinion and my advice to existing homeowners is to avoid the short term thought process of losing equity, especially if you have no intention of selling your home in the next 5-10 years.  If you can capitalize on the growth of your equity and fund your home addition or renovation project you will be capitalizing on interest rates that are amazing.  If you are looking to purchase a new home or land to build a new home, I preach patience.  Real estate values typically have a lag timeline before they are impacted.  In other words, it may take 2-3 months before values drop significantly enough to be able to take advantage of lower priced homes or land.  Timing the market will be impossible, but if you can be patient price drops will happen to existing unsold inventory that will impact short term values. 

Lower Labor Costs

From 2007-2015 my firm, SG Home Builders, successfully bought rehabbed and sold 500 properties.  “Successfully” being the key word.  From 2015 – 2017 we continued to buy, build and remodel homes, only we got crushed.  What changed?  Real estate values recovered, competition returned to the market (more investors), and labor pricing skyrocketed.  Part of my frustration as a custom home builder over the last few years has been the hockey stick growth in labor costs.  Let’s step back and look at why? 

After the financial crisis in 2008 there was an exit of many laborers in the residential construction industry.  The crews that were able to withstand the last downturn are still around.  This doesn’t scare them.   Add that to the fact that the construction industry was HOT and you may not see much of a decrease in labor costs.  According to this marketwatch article, New Home Construction was on fire, https://www.marketwatch.com/story/permits-for-new-home-construction-hits-post-recession-record-high-in-october-2019-11-19. If the lift occurs soon, say in May, I believe the residential remodeling and new construction market will be roaring through the summer and labor pricing will not be impacted from its current trend of increasing prices.  The labor shortage will continue to be a factor and allow pricing to trend higher.

Material Shortage

What about materials?  I can tell you that we are already experiencing issues with materials being delivered to the jobs site.  Some suppliers have elected to shut down during the stay at home act, and others will be forced to shut down due to infections in their warehouses.  The long term issue is that most of the supplies that we have on our job sites are purchased from warehouse distributers.  The actual fabricator of materials is done at an entirely different location. These larger fabricators of materials are slowing their production down to avoid flooding the market with a supply and decreasing their material pricing.  The challenge is that once deemed does start up again we will inevitably have shortages.  There is a great video on this possibility that you can watch here pertaining to lumber supplies – https://bit.ly/3ebUhT4.  A lot of the lumber fabricators have elected to shut their shops down now, and avoid a sharp decrease in pricing.  When projects are up and running again it will take time for suppliers to catch up with demand.  This will result in price markups or delays in materials to the job site.  Builders and homeowners need to make sure their pricing is confirmed and order as early as possible for materials prior to starting a project.

Stability is all most of us want back in our lives.  The inability to predict the future or know when things will go back to “normal” is one of the most frustrating parts of all of us.  Once that date has been established will be the time to attack, if you are a homeowner.  Home builders and remodelers will rush to fill up their pipeline as quickly as possible.  If this is short lived you should prepare yourself for delays in start times.  However, if things drag out until July/August, you will be in a great position to bargain your pricing.  Until then my friends, stay safe, stay healthy, stay positive, and have faith that we will all be stronger from this in the end.

If you have a possible project in mind, we are still working on putting bids together.  Please feel free to reach out to me to discuss your options, ryan@SGHomeBuilders.com.

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The Project is Too Small

I’m not one of those guys who owns a company that advertises “no project too small”. Heck even those guys have to find a project or two when times are busy that they want to walk from. The reality is I don’t do any of the work on my job sites.  How do you think I have so much time to write these blogs? When someone calls me and says they want to do just a backsplash or change up “some” trim or paint, I usually tell them right away that to call a handyman.  I can’t take on the small projects and be expected to manage the large projects with efficiency. The challenge on this dilemma comes into play when I receive a referral from someone that sends me a lot of business or a potential for more work.  As a side note, clients always have a bigger project they want us to do some day. Do they really?  Should I take the small bid seriously? Are they just pulling my leg because they want someone to do it that they know will get it done right? And then I had to look myself in the mirror and ask do we even have guys I can handle a small project right now? It’s a dilemma that I hate to be in.
 

Are you looking to add square footage with a home addition? – Find out how here!

Are the Blueprints Too Complicated?

I recently was reviewing a commercial set of blueprints. I realized after multiple meetings with the client and architect and two hours of studying the plan details that we were not the right contractor for the job.  It was a big job too.  Rather than waste more of my time and the clients I simply called them and explained the situation.  As a general contractor I expect my subcontractors to properly bid out each plan too.  This is why when we have bids coming in with off the wall quotes I’ll pick up the phone and walk my subcontractors through the details or have them view the project with their own eyes.  If it happens too many times on one project I know my subcontractors are either too busy, or the job is too complicated for our current set up and we need to walk from the job.

Are We Too Busy?

When clients are calling me asking me to come out and give bids at furious pace I have to recognize how much business we are booking. It’s tough because my salesman brain tells me to keep pushing, keep giving proposals, keep taking on new leads, keep selling, keep closing. Coffee is for closers right? In construction if I go on a run of a lifetime with my sales I know I’m going to put my project management team in a terrible situation. I’m constantly thinking about the capacity of my project management team and subcontractors.  I know with too much business the quality experience during construction and the quality in the finished product will deteriorate.  A simple solution to this problem is asking the clients when they are looking to start.  If it is too soon, I have to be willing to walk before we bid the project.

Are the clients realistic?

Often times the best way to determine whether or not to provide a full proposal is to understand what my clients budget is. This is challenging because clients are rarely transparent with the numbers they want initially.  This means the clients do not want to tell me what their overall budget is and as I’m spending weeks and hours on their project in hopes that I hit their magical number. It’s one of the reasons why I ask all my clients regardless if we’re on the same page or not to allow me the opportunity to communicate with them after our proposal is completed. However, a lot of clients are getting multiple bids and wasting a lot of our time in hopes that they can just take that one bid what’s the lowest cost possible.  I’d rather tell someone halfway through there’s no way we can make this work and waste their time my time if we’re not able to give them the number that they can afford.
It seems today that there is an endless supply of consumers looking to do some sort of construction on their homes. With higher interest-rate on the mortgages and a lack of inventory available or new homes clients are looking to fix what they have. As a remodeling and home building company in Naperville, the last thing I want to do it develop a business where we feel like we can’t help everyone. Everyone has an opportunity to do construction and everyone has a budget that can be worked around. Transparency, communication, trust and a partnership between both our team of subcontractors and our clients is the key to a successful transaction.
If you would like to discuss an upcoming project in future, please email me to discuss Ryan@SGHomeBuilders.com.

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How Many Contractors Does it Take to Complete My Renovation Project?

By Ryan Siebert

This article is for all of you out there that are looking to take on your next renovation project on your own.  Coming from someone that knows about the renovation project I tip my cap to you for having the confidence in yourself to take on the experience.  Below are the three main issues you are going to have to deal with when managing your own renovation project.

Number of Specialists
The reality is even a simple renovation project will cause you to have a lot of skills on your own, or a lot of really good friends.  I recently shot a video about a Chicago renovation project we are completing.  I took the living and dining room as an example small example of the management that is needed.  In the example you see that the coordination skills required to get 10+ contractors together was extremely difficult.  I’m all for working with jack of all trades handyman that simply know how to get stuff down.  However, when you want your project to stand out, you bring in hired guns.  In other words, you do not want to have your oral surgeon working on your open heart surgery.  Custom work, should be done by specialist and your Chicago rehab project should be no different.  
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Coordination of Trades
Needing the trades is one problem, but actually getting them to show up at the time that you want them to is an entirely different conversation.  Countless times in my career we have had to stall our project to allow time for subcontractors to show up on the job site.  Other times I need not 1 but 3 contractors to show up on the job site the same day so the plumber can confirm with the framer the location of the drain for the bathtub, and the designer can decide what type of tile they are going to install based on the layout.  My point here is, even if you do happen to have the connections in front of you for your renovation project it will take your skills to look forward and coordinate all of the trades to be on site at the right time to avoid delays and paying extra from trips back and forth when decisions delay.

Your Decision
Multiple times in my career I have had to shut down job sites because clients are unable to make their finish selections in time.  It is frustrating, but at the same time I get it.  Decisions of  finish materials and colors are important, and some clients have a difficult time visualizing everything.  Rehabbing a kitchen or a rehab bathroom work requires a lot of selections.  I always tell my clients to let our project management team run the day to day so you can focus 100 percent of your time and attention to the finish details and we avoid delays in the project.  I can’t imagine having to worry about which contractor needs to show up next, while at the same time balancing the difference between the Calcutta Classique and the Calcutta Viceneza countertops.  

I implore all of you do it yourselfers to please value your time if you decide to move forward with a project on your own.  Remember, a renovation project will not affect you, but it also hits your family.  Make sure they are comfortable with whatever decision you decide to go with.

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Custom Built Home in Naperville

By Ryan Siebert

We recently wrapped up on our latest custom built home in Naperville.  I wanted to give you a tour of my favorite rooms of the house so you can keep your eyes open when custom building your own home.

Main Level

Den/Office
Coming from a guy that has his office out of his guest bedroom I have to say that my favorite room on the mail level of this custom building is the front den.  More commonly referred to as the office, this space turned out fantastic.  Big bright windows at the front of the house give off tons of sunlight and the extra space provided by the bay window two level bump out allows you to avoid a claustrophobic feeling.  My favorite part about this custom built home is the way it begs you to want to see the rest of the house from the moment you walk into the front door.  For other homes that we have done in the past the den space was an afterthought or worse yet, not wanted but required due to the layout of the rest of the house.  With this home we went with a bold wall paper piece, can lighting combo with a bold ceiling fan, and the architect gave us a full walk in closet space.  When it comes to building a custom home on a 50 foot wide lot you generally do not get much luck with the front of the home.  However, the bold colors catch your eye and have you thinking about what else is possible if this is only the appetizer portion of the house.

Second Level

Jack and Jill Bathroom
I could have taken the easy route and gone with the master bathroom, but something about the layout and tile design of the Jack and Jill bathroom really peaked my interest.  Most Jack and Jill bathrooms I’ve been in are longer giving access for both bedroom connections.  This bathroom was narrow and our architect designed a horseshoe walking path to give both private areas their own full sized vanity area, while keeping the bathroom and shower private in the back.  I especially liked the tile design in the shower.  Custom home building is supposed to be one of a kind and this shower takes the cake for customization.  I’ll let the pictures speak for the exact feeling that I am talking about.

Basement

Man Cave
Now I will take the easy choice in the basement and go with the overall man cave appeal.  The openness of the basement gives the possibility of games, TV’s, and holiday parties.  What is nice about this custom built home is the exposure from the natural light.  We only dug down 8 feet, but added a 1 foot wall with framing to give the basement more lighting.  We did not go all out with details in the basement, but we did use core tech flooring for the first time on this home.  It is a water proofed vinyl flooring that allows you to have a wood floor finish, while avoiding the floors being freezing from ceramic tiles.

The truth is this home was stunning from exterior to interior and top to bottom.  To prove it, I made a video tour just for you!  Enjoy!
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Marty Paris Founder and President of Sedgwick Development
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As the leader of one of Chicago’s top development companies Marty Paris knows his way around the block.  In this episode of Secrets of Homebuilders Marty gives an up close look into being a Chicago Development company and shares what it is like to manage the construction, but have no skin in the game for the development.  Marty discusses how he got started in development of projects and reveals the number of projects that he and his team are currently working on in Chicago.  For those of you looking to start Chicago Development, you may want to listen to what Marty has to say about the current state of the market and his feelings on the future.

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How to Prepare for Coffered Ceiling Installation

By Ryan Siebert

If you think installing a coffered ceiling is a simple task you can wait for the last second, you may find yourself in serious trouble.  

Custom building and renovation projects are quite possibly one of the most exciting, things that you can take part in.  You will also hear comments about them being the most stressful events that you want to avoid at all costs.  Coffered ceilings and millwork installation is a great example of how you can make or break your project with the proper preparation.  The three tips that we give when discussing your millwork are below:
Details Matter
Coffered ceilings and wainscoting can come in all kinds of shapes and sizes.  To make it simple, know the exact design that you want to go with, because making changes to the layout afterwards often does not work.

Details Cost
The more complex you wish your millwork style and shape to be completed in the more it is going to cost you.  This comes in two forms, the cost of the labor to install the product and the actual product.  Keep this in mind when you fall in love with the latest Pinterest or Instagram post.
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Make Decisions Early
As you can imagine, the longer that you wait to decide for specialty finishes the more that you will end up costing yourself.  Contractors get a bad rap for charging big fees for change orders.  The reality is, contractors charge big fees for change orders.  You as the consumer are stuck with the contractor you hired, so be detailed up front and avoid costing yourself down the road.

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Carrie McCormick – Real Estate Broker with @Properties
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Carrie McCormick returns for part two.  In this episode Pat and Carrie discuss the ways that the stock market rise and confidence in the economy could lead to a booming year in real estate in 2018.  Carrie also discusses how development in neighborhoods not only increase the value of homes, but it also helps create better schools in the area by raising the bar of student and parent involvement.  More development in your neighborhood gives the consumer the opportunity for custom renovations and rehab work to be completed.  From a developer perspective, it is important to know the areas and neighborhoods where there are value plays on the way, and when to hit the stop button as neighborhoods hit their peak in value.  Pat also reveals that Carrie will be joining the Board for the Home Builders Association of Greater Chicago.
 

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